Job Description Job Description
Hard Money Loan Officer - Real Estate Investor Lending
Remote Nationwide Commission Only
About Cactus Capital
Cactus Capital is a nationwide hard money and private lending brokerage focused exclusively on helping real estate investors finance their projects.
We work with fix-and-flippers, rental property investors, landlords, developers, builders, and commercial real estate investors by providing fast, flexible financing solutions designed specifically for investment properties.
Our Loan Officers are not appointment setters or lead generators. They are responsible for originating, structuring, and managing loan transactions from initial borrower contact through closing.
If you enjoy working with real estate investors, analyzing deals, and helping borrowers secure financing, this may be an excellent opportunity for you.
What Makes Cactus Capital Different?
As a Cactus Capital Loan Officer, you'll have access to competitive lending solutions that investors actively seek.
Fix & Flip Financing
Our flagship fix-and-flip program offers:
- As little as 10% down for qualified borrowers
- Up to 92.5% of total project costs (purchase + rehab)
- Up to 75% of After Repair Value (ARV)
- Interest-only payments
- Rates starting at 9.50%
- Financing for both acquisition and renovation costs
- Fast approvals and closings
- Nationwide lending platform
Additional Loan Programs
- Hard Money Loans
- Bridge Loans
- DSCR Rental Property Loans
- Ground-Up Construction Loans
- Multifamily Financing
- Commercial Real Estate Loans
- Portfolio Investor Financing
Many of our borrowers complete multiple projects per year, creating significant opportunities for repeat business and long-term client relationships.
Your Role
This position requires you to actively manage borrower relationships and guide transactions through the lending process.
You will:
- Generate and develop relationships with real estate investors
- Discuss financing options with prospective borrowers
- Analyze investment property transactions
- Structure loan scenarios
- Collect and review borrower documentation
- Present loan options and pricing
- Coordinate with lenders, underwriters, title companies, and escrow officers
- Guide borrowers from application through funding
- Maintain relationships with borrowers after closing
- Develop referral relationships with investors, Realtors, wholesalers, contractors, and other real estate professionals
Who We're Looking For
We're interested in individuals who understand real estate investing and enjoy building relationships.
Ideal backgrounds include:
- Real Estate Investors
- House Flippers
- Wholesalers
- Realtors
- Mortgage Professionals
- Commercial Loan Brokers
- Contractors
- Property Managers
- Business Development Professionals
Preferred Qualifications
- Knowledge of real estate investing
- Strong communication skills
- Ability to build and maintain relationships
- Self-motivated and entrepreneurial mindset
- Strong follow-up and organizational skills
- Ability to manage multiple transactions simultaneously
Important
No NMLS license is required in many states because our focus is business-purpose and investment-property lending rather than owner-occupied residential mortgages.
Compensation
This is a commission-only position with uncapped earning potential.
Loan Officers are compensated on funded transactions and have the opportunity to build recurring revenue through repeat borrowers and referral relationships.
Unlike traditional residential lending, many of our clients complete multiple transactions each year, allowing successful Loan Officers to build a substantial and growing pipeline of repeat business.
Why Join Cactus Capital?
- Nationwide lending platform
- Access to multiple hard money and private lending sources
- Investor-focused products
- Flexible schedule
- Remote opportunity
- Fast-growing company
- Training and deal-structuring support
- Unlimited earning potential
To Apply
Please send us: Resume
