Job Description Job Description
Remote Self-Producing Loan Officer - Hybrid Bank/Broker Model Work from Anywhere Low Rates & Costs for Borrowers Unlimited Earning Potential We're hiring
experienced, self-motivated Loan Officers to join a
100% remote, hybrid lending platform that empowers you to
bank or broker every deal-giving your clients the
lowest rates and closing costs in the market for purchase or refinance. You produce. You close. You keep
more of your commission while offering borrowers a true
rate-and-cost advantage. No office. No micromanagement. Just results.
What You'll Do - Originate purchase and refinance loans (FHA, VA, Conventional, Non-QM, Jumbo)
- Consult with borrowers remotely via phone, Zoom, and email
- Choose banked (in-house) or brokered (TPO) execution per file for optimal pricing
- Self-generate your leads
- Manage your pipeline in a cloud-based LOS
- Ensure compliance with federal/state regulations and investor guidelines
Qualifications (Must-Have) - Active NMLS license (Ohio, Pennsylvania, Michigan, Indiana, or Florida)
- 2+ years as a producing Loan Officer (self-sourced)
- Proven production: Closed $5M+ in volume in the last 12 months
- Remote-ready home office: High-speed internet, quiet workspace, dual monitors
- Tech-savvy: Proficient with LOS, CRM, and video tools
- Compliance-first mindset: Clean record, no disciplinary actions
- Self-starter: No hand-holding-W-2 hybrid structure
Preferred Skills - Multi-state licensing (OH, PA, IN, MI, FL, etc.)
- Experience with Non-QM, DSCR, bank statement, or ITIN loans
- Existing referral network (realtors, builders, CPAs)
- Bilingual (Spanish/English) a plus
Compensation & Structure - W-2 pay structure
- Basis Points per file (banked or brokered)
- No desk fees, no junk fees, no forced add-ons
- Bi-Weekly pay Direct to Investor pricing In-house processing/underwriting
Why Join Us? - True hybrid model: Bank for speed, broker for pricing-you decide per deal
- Borrower-first pricing: Win more deals with lower rates/costs
- No corporate red tape: Close faster, earn more
- Scale your business: Add LOAs or junior LOAs under your team
Ready to stop leaving money on the table?
