Job Description Job Description
ESSENTIAL DUTIES & RESPONSIBILITIES
Consults with potential mortgage and home equity customers to fit our products with customer needs.
Interviews and assists in completion of Mortgage and Home Equity applications, completing all disclosure information in compliance with regulations.
Qualifies all potential borrowers through secondary market underwriting software.
Prepares and analyzes files for portfolio loan submission as necessary
Participates in community activities to enhance the image of the Bank and increase business
Participates in industry agency events to enhance the image of the Bank and increase business
Builds positive relationships with Centers of Influence such as realtors, attorneys, housing agencies, and other industry partners to enhance the image of the Bank and increase business
Assess customer's financial needs and cross-sells other bank services as needed
Refers customers to other departments as appropriate, to support the customer's financial growth.
EDUCATION & EXPERIENCE
High School Diploma.
Strong sales skills necessary and previous banking or mortgage experience preferred.
High level of interpersonal skills to communicate with internal and external customers in a polite and professional manner using both written and verbal skills.
Ability to analyze and interpret mortgage loan applications, credit reports and determine courses of action based on loan decisions.
Member FDIC
Equal Opportunity Employer
Minority/Female/Disability/Veteran
