Job Description Job Description
Are you a skilled mortgage professional who is a whiz at structuring deals and guiding borrowers-but prefers not to chase leads or drum up business?
We have the perfect opportunity for you to earn a six-figure+ income while doing what you love: helping clients get to the closing table. This is NOT a traditional loan officer role - see below.
About the Role
Federal Hill Mortgage is seeking an experienced Loan Officer who would serve as a high-level Loan Officer Assistant to Maryland's official producing Loan Officer Tammy Saul. The perfect candidate is one who thrives in a client-facing, solutions-driven role. This is a full-time, salaried position based at our Baltimore City office (Federal Hill neighborhood). We already have an abundant and steady stream of qualified clients-you handle the application, approval, and loan process from start to finish. You must have direct and recent experience as a Mortgage Loan Officer or Mortgage Loan Officer Assistant.
There is no requirement to bring in your own business. If you're detail-oriented, process-savvy, and love helping borrowers succeed, this is your chance to do what you do best-without the pressure of prospecting.
What You'll Do
- Take incoming loan applications and work directly with clients to structure and pre-approve home loans
- Coach borrowers who need guidance to become mortgage-ready
- Oversee each file through processing and underwriting until it closes
- Analyze credit, income, and assets to structure loans that align with FHA, VA, USDA, and Fannie Mae guidelines
- Run DU, stack and submit files, request conditions, and clear them efficiently
- Communicate clearly with borrowers, Realtors, and team members throughout the loan process
- Track milestones, stay organized, and follow up meticulously
Job requirements
- 5+ years of recent mortgage experience (as a Loan Officer or Loan Officer Assistant)
- At least 2 years of experience working with purchase loans
- Strong knowledge of loan structuring and problem-solving skills
- Ability to work independently and handle multiple files in a fast-paced, team-oriented environment
- Must be located within commuting distance of Baltimore, MD (Federal Hill office) at time of application - this is an in-office position
Why Join Us
Tammy Saul is Maryland's official producing loan officer and growing fast with presently more business than she/we can handle. We offer a stable, long-term career path with competitive pay, a collaborative team culture, and built-in client flow. If you're ready to leave the grind of chasing leads behind and focus on your strengths, we want to hear from you.
